A practical roadmap to help you understand financing, home searches, offers, inspections, and closing.
Matthew Foley | REALTOR®Talk with a qualified lender about pre-approval, your estimated monthly payment, down payment options, closing costs, and the cash reserves you want to keep after closing.
Separate must-haves from nice-to-haves. Consider location, commute, condition, property type, bedrooms, bathrooms, land, parking, future plans, and your comfortable monthly payment.
Look beyond staging and paint colors. Pay attention to layout, roof, heating, electrical, plumbing, drainage, basement condition, windows, and other items that can affect ownership cost.
Your offer is more than price. Financing, deposits, contingencies, closing timing, and overall certainty can all matter. The right strategy depends on the property and current competition.
A home inspection helps you understand the property. Focus on meaningful safety, structural, water, mechanical, and major-system issues instead of expecting an existing home to be perfect.
Stay responsive to your lender and closing team, avoid major new credit changes, arrange homeowners insurance, review final figures, and complete your final walkthrough.